Zurich Protection Plans

GAP - protection for the road ahead

When your vehicle is stolen or damaged beyond repair, GAP cancels your debt! If you're making payments on a vehicle that's stolen or damaged beyond repair, auto insurance alone may not pay everything you owe. Insurance typically pays the vehicle's actual cash value rather than the amount remaining on your loan or lease, which could leave a financial "gap" of thousands of dollars.

GAP coverage gives you peace of mind. If your insurance company determines that your vehicle is a total loss, GAP covers any remaining balance (up to $50,000) on your loan or lease after payment from your insurance company. Your deductible (up to $1,000) may be included in this balance.

GAP Benenfits:

* Cancels up to $50,000 of loan or lease balance
* Helps maintain your good credit
* Covers negative equity
* Auto insurance deductible (up to $1,000) may be included if the amount you owe on the vehicle exceeds your settlement check
* GAP is provided even if no auto insurance is in effect at time of loss (vehicle's NADA average retail value replaces insurance settlement amount in the GAP calculation)
* One time low cost makes it affordable
* Convenient because it's sold in conjunction with the vehicle purchase
* GAP is provided for the term of the loan

Vehicle Service Contracts:

There's always a risk that your vehicle will experience a mechanical breakdown. And when it does happen, the expense of the breakdown may surprise you. Vehicle repair costs increase every year and can add up fast. With a Zurich vehicle service contract you pay only a small deductible per covered repair visit. So, even if your vehicle breaks down, it won't break your budget.

   Program Options
   Rental Plus: you'll receive the benefits of rental reimbursement, trip interuption coverage & emergency roadside assistance
   Powertrain: includes the all benefits above PLUS powertrain coverage for engine, transfer case, transmission & drive axle
   Standard: includes all the benefits above PLUS coverage for the suspension, steering, brakes, heating & air conditioning & electrical
   Preferred: includes all the benefits above PLUS coverage for cooling system & interior/exterior parts like trunk & door hinges
   Comprehensive: includes all the benefits above AND is an all-risk mechanical breakdown plan

   Benefits
   Financial Protection: Zurich vehicle service contracts provide coverage for parts and labor costs to repair or replace major components parts
   Flexible Options: The cost of your service contract can be purchased seperately or easily attached to your monthly payment for a small amount each month
   Higher Resale Value: Your Zurich contract can be transferred to the next owner of your vehicle for a better resale price
   Nationwide Acceptance: Dealerships and repair facilities across the United States and Canada will honor Zurich vehicle service contracts